Canberrans face cost-of-living squeeze as RBA rate hike looms, business sentiment at worst levels

Retail, hospitality sectors hardest hit as fuel prices highest of any capital city, pet surrenders continue

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By LineZotpaper
Published
Read Time2 min
Sources2 outlets
The Reserve Bank is expected to raise interest rates for the third time this year, adding to cost-of-living pressures in Canberra where business sentiment is at its lowest point and fuel prices are the highest of any Australian capital city.

Canberra Business Chamber CEO Greg Harford described business sentiment in the territory as "as bad as it's ever been." The Reserve Bank is expected to raise rates to manage inflation driven partly by high fuel prices resulting from the war in the Middle East and Australia's tight jobs market.

"The cost of running a business is up, just as the cost of running a household is up," Mr Harford said. "You've got interest rates, the cost of petrol, all of that's really biting consumers' disposable income."

Mr Harford warned that retail, hospitality, and services sectors are most vulnerable. He cited the upcoming expansion of portable long service leave to hospitality and retail — while beneficial for employees — as an additional cost likely to be passed to consumers. Canberra's commercial property rates have also risen by about 8 per cent this year.

"My real worry is for those small businesses that are heavily leveraged, they've got very small margins, they're very reliant on customers coming through the door and spending," he said.

Animal shelters around the country are under strain as families weigh up living expenses against the cost of companion animals, with ongoing pet surrenders reported.

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Analysis

Why This Matters

  • Canberra households face reduced disposable income as interest rates, fuel prices, and business costs rise simultaneously
  • Small businesses with thin margins are at risk of closure, potentially affecting local employment and services
  • Pet surrenders highlight how cost-of-living pressures extend beyond human expenses to impact animal welfare

Background

The Reserve Bank is expected to raise rates for a third time in 2026 to curb inflation, which has been exacerbated by high global fuel prices linked to conflict in the Middle East and a tight Australian labour market. Canberra currently has the highest petrol and diesel prices of any Australian capital city, compounding financial strain on residents and businesses.

Key Perspectives

Canberra Business Chamber (Greg Harford): Represents business interests and warns that the combination of rising costs — interest rates, fuel, commercial rates, and new portable long service leave levies — is severely squeezing profitability, particularly for highly leveraged small businesses. Consumers and households: Are cutting spending as disposable income shrinks, which in turn reduces revenue for local businesses in a feedback loop. Animal shelters: Report continued surrender of pets as owners struggle to afford food, vet care, and other costs, adding to operational pressure on rescue organisations.

What to Watch

  • The Reserve Bank's next interest rate decision and accompanying statement on inflation and economic conditions
  • Fuel price trends in Canberra relative to other capitals, particularly if geopolitical tensions in the Middle East escalate
  • Any uptick in small business closures or insolvencies in the retail, hospitality, and services sectors

Sources

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Zotpaper

Articles published under the Zotpaper byline are synthesized from multiple source publications by our AI editor and reviewed by our editorial process. Each story combines reporting from credible outlets to give readers a balanced, comprehensive view.