RBA deputy governor warns inflation is 'one big problem' as rate hike looms

Andrew Hauser says Australians are 'furious' about cost of living and the central bank may need to raise rates again

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Reserve Bank Deputy Governor Andrew Hauser has acknowledged Australians are 'furious' about persistent inflation and signalled that interest rates could rise again this month, as headline inflation hit 3.5 per cent in the year to July and the four major banks forecast another hike by year's end.

In a wide-ranging interview with ABC's 7.30, Mr Hauser described inflation as the central bank's 'one big problem' and said the RBA is not yet at the point of taking drastic action — but he gave a strong indication that a rate hike is being considered.

'We could raise interest rates sharply [and] we could do it tomorrow,' Mr Hauser said. 'We could decide, "You know what? We no longer take seriously the full employment part of our objective. We're going to bring inflation down come hell or high water."'

He denied a rate hike was 'inevitable' but said the question for the RBA now is whether it has done enough or whether more is needed. The RBA raised rates three times at the beginning of this year.

Mr Hauser attributed Australia's ongoing inflation struggle to a 'three-headed monster': the Middle East crisis, an unexpected global boom driven by AI, and the weakness of the Australian economy's supply potential.

'People are furious about inflation,' Mr Hauser said. 'I understand why. It's unfair. It hits people on low incomes, it damages price signals, it makes the job of companies difficult.'

He added that the impact of inflation is long-lasting: 'When people go to the supermarket every week, they look at the price of the goods they're buying, they compare them to where they were a few years ago and they say, "Hell, what's going on here?"'

Despite the pressure, Mr Hauser defended the Australian economy as 'doing quite well' on unemployment and real household incomes, but singled out inflation as the nation's biggest problem.

Australia's four major banks are all forecasting the RBA will lift interest rates by the end of the year.

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Analysis

Why This Matters

  • Australian households already under cost-of-living pressure face the prospect of further mortgage stress and reduced disposable income if the RBA hikes rates.
  • The RBA's acknowledgment of community fury underscores the political and social toll of prolonged inflation.
  • A rate hike in September would signal that the central bank sees inflation as still dangerously entrenched, potentially affecting business confidence and spending.

Background

The Reserve Bank of Australia has been battling inflation since it surged after the COVID-19 pandemic. After a series of rate rises, inflation has remained stubborn — headline inflation rose to 3.5 per cent in the year to July, above the RBA's target band of 2–3 per cent. The RBA raised rates three times earlier this year and now faces a decision on whether further tightening is required.

Key Perspectives

RBA (Andrew Hauser): Inflation is the central bank's priority. While he acknowledges the pain, he believes the economy is otherwise performing reasonably well on employment and incomes. He warns that sharp rate hikes remain an option if needed.

Australian households and borrowers: Already 'furious' about rising costs, many are struggling with higher mortgage repayments and grocery bills. Further rate rises would deepen financial strain.

Major banks: All four are forecasting a rate hike by year's end, suggesting the market expects the RBA to act despite the political and social pressure.

What to Watch

  • The RBA's September board meeting and any rate decision — a hike would be a clear signal of ongoing inflation concern.
  • The next monthly inflation print — a further rise above 3.5% could force the RBA's hand.
  • Any escalation in Middle East tensions or shifts in the AI-driven global economy, both factors Mr Hauser cited as fueling inflation.

Sources

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Articles published under the Zotpaper byline are synthesized from multiple source publications by our AI editor and reviewed by our editorial process. Each story combines reporting from credible outlets to give readers a balanced, comprehensive view.